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What Clients & Partners Say...

What Clients Are Saying


My experience working with Ronald has been nothing short of amazing. He loves what he does and it shows in every interaction. His passion, drive, responsiveness and knowledge of the business translated into a seamless transaction. I trust him blindly and look forward to many more deals together in the future.
-Daniela Zohlman



I just did the biggest purchase of my life and it happened because of Ronald. He not only save me money but also took the stress out of the home-buying process. I couldn’t be any happier to have chosen Ronald and his team as my mortgage lender. I recommend him 1000%!
-Emeline Fines



Let’s just put it like this. When everyone found excuses, every mortgagor was turning me down, when every bank said I didn’t qualify, when almost every institution told me I didn’t fit within the approval box, Pioneer by the hand of Cepeda and his team came up with a great option that within the perfect timeframe allowed me and my family to move the house of our dreams, of our lives. Simple as that. Powerful as that.
-Jonathan Hofman

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