Weekly South Florida Mortgage & Real Estate Market Update — Miami, Fort Lauderdale | Ronald Cepeda
For My Agents · Every Monday

The week's market, in 30 seconds.

Current South Florida mortgage rates, Miami & Fort Lauderdale housing trends, and the week's deal-saving play — from bilingual mortgage loan officer Ronald Cepeda, NMLS #407464.

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Week of September 5, 2026

Rates at a 13-month high — and the play that still closes deals

Sticker shock is stalling deals — but buyers haven't left South Florida, and the seller-paid 2-1 buydown is the structure that gets them to yes.

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